Arnold Schwarzenegger may not be able to make a "Terminator" of financial scams and crimes against the elderly, but signed as California Governor Schwarzenegger to help two power laws, the elderly. The first, SB1343 allows the elderly to a friend or family member is in the courtroom for support.
"The fact that a friend or family member difficult in court, when giving testimony, the elderly and disabled adults will feel comfortable coming forward and pressingTaxes from, so that justice served, "Schwarzenegger said in a statement." This law not only protects this vulnerable community, but it helps to prevent such crimes from happening again. "
To protect the second law is for the elderly, SB 612, victims of identity theft the ability to offer their cases in the county in which they live, which is not always the county where the crime took place. This law has provided makes it much easier for the victim to victimThey have pursued criminal charges and the crime, without the costs and burdens of the journey.
What can you do to protect yourself or your older relatives?
1 Stay educated about identity theft, fraud, the latest identity theft and identity theft laws, rights, remedies, and so on. Here's a great list of resources is checked and save.
Reliable sources of useful information and tips to protect yourself from identity theft:
A. The American Association of retiredoffers advice through its magazine and its website.
How ID Theft site dot gov federal government of the resource.
C. The non-profit Identity Theft Resource Center has information on its website and a toll-free number, 1 (888) 400-5530.
D. The U.S. Department of Justice
E. Visit the Administration on Aging Older Americans, to learn more about Older Americans Act.
If you are new to the Internet, you can support your local libraryBy researching on the Internet.
2 Many older people have realized their social security number, and for decades, and it is a habit hard to break, but the elderly need to understand that today the practice is not just smart or safe. Medicare card numbers given to the elderly in danger. Instead, seniors can secure their tickets at home and instead bring a copy of Medicare card with them, with the NHS fainted. This will help you get the necessary medical care in an emergencyand still get reliable information in case of theft. Hospitals will not deny treatment to make a copy of Medicare card. The current map can be presented later.
3 Do not provide information on the phone, especially bank or credit card information. If someone calls and claims to be from a company credit card or credit for the phone and call to set up a number that you already have an explanation. Institutions do not really ask for sensitive informationis already on the phone and answers to questions of fraud for fishing.
4 There are so many worthy charities out there, and unfortunately so many charity scams that want to sacrifice on the generosity of the elderly. CharityNavigator.org is a reliable site for research before a charity.
5 Invest in a shredder and a safety lock. Keep tax returns and lock-up for 7 years, but have 15 years, tax returns, it is time to crush them.
WayneStenehem, the North Dakota Attorney General, spoke to the west-central event Coalition vulnerable adults and collectively, "Sure, what you need to keep for an indefinite period, such as your marriage, divorce, other family members, military records. This type of things to keep forever, but the bank accounts and phone number, these things can be destroyed. "
6 Shred all pre-approved credit card offers. They provide the risk of identity theft.
7 Never sign the back of your credit cardCards. Instead, write passport photo required. It is a stolen credit card makes it less useful in shops and banks, although it could still be used for shopping online or by phone.
8 Registration for the Do Not Call Registry to protect or hide your phone by scammers.
Choose not to receive offers based on your credit report from 1-888-567-8688, the Federal Trade Commissions "opt out" line.
10 Check your financial documents, including banks, credit cards, social securityBenefits, credit insurance and Medicare claims, as they arrive for inaccuracies.
11 Use the password, but choose carefully. It is tempting to choose a number as simple as in the last four digits of your social or forget your birthday, but these are too easy for identity theft. Also, do not write down passwords and keep on your desk, in your wallet or address book. Blocking this pathway in your lock box.
12 Do not carry credit cards with you that you do not need. Make sure thatCopies of maps and all the phone numbers on file in case of theft or access.
13 Protect your e-mail identity theft. Use a locked mailbox and delete the mails through the mail, if you will be gone.
14 Do not put your trash can look like ahead of time to collect door to door and make sure to store all waste to the outside is not easily accessible, without being seen. Dumpster diving is just a little 'identity thieves to go on a treasure hunt, but stillsuccessful ..
15 Finally, you are very careful when granting power of attorney. Do not make a quick decision, rash or emotional and very suspicious of new knowledge or new affected relatives, your attorney's offer. Authorities really gives a lot of power.
The local police can help you file a complaint of identity theft, but there are many steps you can take to prevent identity theft and also to stop the crimes continue, if you becomea victim. Unfortunately you can not ever "retired" to protect themselves from identity theft.
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